Why do I have a disclaimer? I guess to protect myself. Basically I am claiming copyrights to information that I have included on these pages and I excuse liability from any damages. I don't claim to be an expert on internet fraud, not do I ensure that you won't be a victim of fraud if you follow my guidelines.
Notice the size of my font? Most sites make their disclaimer very small and hard to read. I am not doing that. I want you to read it. I have nothing to hide. I am simply trying to cover my legal bases.
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